BY STEVE YOUNG • I hope this letter finds you well. My name is Philip Nobaro. I am one of the top practitioners of the so-called “Nigerian Prince” scam, in which greedy, gullible people are induced to transfer funds in expectation of a large undeserved payment. Over the past ten years I have made over 88 million U.S. dollars through such fraud! My records indicate that some of this money came from you. I am sorry. But that’s not why I am writing.